Question 1

What is a Bills account?

Accepted Answer

A transaction account designed to help you manage your bills more easily. It’ll allow you to:

Separate your money for any bills away from your everyday Spend account (so you don’t accidentally spend it).

Pay expenses straight from your Bills account using whichever method you prefer, digital-only debit card, direct debit, PayTo, BPAY or Electronic Funds Transfer (EFT).

Budget for any bills that are going to occur within your pay cycle.

Add bills to the Bill Planner to view how much you’ll need to set aside into the Bills account each pay cycle for recurring bills.

Question 2

How many accounts can I open?

Accepted Answer

You can open up to 10 accounts in total across your Spend and Bills accounts. Both individual and shared accounts count towards this limit.

In addition, you can have up to 10 Save accounts in total. Both individual and shared accounts count towards this limit.

To open additional accounts, refer to ‘How do I open additional accounts?’

Question 3

What do I need to open an account?

Accepted Answer

To join us, you need to be:

Over 16 years old

An Australian or New Zealand citizen, or Australian permanent resident

Have an Australian residential address

You’ll need at least one form of valid ID to sign up. If you’re under 18 we’ll need two forms of valid ID.

Click here to view the types of ID we accept.

Question 4

How do I add my other accounts on my Ubank app?

Accepted Answer

To add an extra individual Bills and Save accounts, or a Shared Spend and Save, go to ‘Accounts’ in the app and select ‘Add new account’.

Bills account

Stash some cash to cover your bills

A better way to see your money

Why our Bills account

What's in it for you

No rates or fees

Zero fees

The full Bill paying experience

Bill Planner

Self-care for your money with our Bill Planner

Seeing other banks? Connect your other accounts in the Ubank app.

Join us

How to get started with Ubank

All the fine print

Download Ubank and create your account in minutes